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Archive for the Debt Consolidation Category

Options for Cutting Your Monthly Expenses By 50% — Or More!

Options for Cutting Your Monthly Expenses By 50% — Or More!

Sometimes no matter how much you try to make ends meet, your monthly expenses stretch you thin. In this case, you have two options: the first is to earn more money (easier said than done sometimes!). The second option is to reduce your monthly expenses. There are…

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Canadian Interest Rate Staying the Same for the Summer

Canadian Interest Rate Staying the Same for the Summer

Why It’s the Perfect Season for Debt Consolidation The Canadian interest rate isn’t going up this summer. On July 10, 2019, the Bank of Canada (BOC) announced that the Canadian interest rate will remain unchanged this month, staying at 1.75%. As this is the last BOC announcement…

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Holiday Credit Card Debt Is In – Now What? Use Your Home or Car to Consolidate Debt

Holiday Credit Card Debt Is In – Now What? Use Your Home or Car to Consolidate Debt

The holiday season may be over, but there’s one part of it that isn’t finished yet: holiday bills. Many holiday shoppers tend to put purchases on their credit cards, which means that after the holidays are done, they have to deal with the corresponding credit card debt.…

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Borrow with Your Home Using Our Unique Home Equity Loans!

Borrow with Your Home Using Our Unique Home Equity Loans!

Borrow with your home using our unique home equity loans! Benefits: NO mortgage closing costs since this is a loan, not another mortgage. NO property appraisal. NO need for other people on title to sign. NO property registration required. All you need is 50% equity in your…

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Prudent Helps People Get Out of Debt: “Thanks to All of You, My Life Can Now Get Back on Track”

Prudent Helps People Get Out of Debt: “Thanks to All of You, My Life Can Now Get Back on Track”

We recently received this testimonial from a client who came to Prudent Financial looking to get out of debt. This was her experience: To all concerned, I wish to commend the great customer service at Prudent Financial. I did some extensive research and made an appointment to…

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The Bank of Canada Interest Rates Stayed the Same for May 2018, But You Still Need to Be Prepared for a Hike

The Bank of Canada Interest Rates Stayed the Same for May 2018, But You Still Need to Be Prepared for a Hike

The Bank of Canada interest rates remained at 1.25% following a scheduled announcement on May 30, 2018. The Bank of Canada (BOC) kept interest rates the same but warned that higher rates will be needed over time. Economists are predicting that higher rates could be coming into…

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Is Refinancing My First Mortgage the Right Choice for Consolidating Debt?

Is Refinancing My First Mortgage the Right Choice for Consolidating Debt?

With Canadian interest rates rising and household debt levels at a record high, many people are looking at debt consolidation options. And one of the most popular is refinancing a first mortgage. If you’re considering consolidating debt, is a mortgage refinancing the best choice for you? The…

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Is a Consumer Proposal a Debt Consolidation?

Is a Consumer Proposal a Debt Consolidation?

When you’re struggling to meet your regular monthly debt requirements, your stress levels can go through the roof and you may just hear those advertisements for debt consolidations and assume that this is your best option for debt relief. Many debt companies and even trustees in bankruptcy…

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