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Credit Product Focus: What is an Equity Loan?

Credit Product Focus: What is an Equity Loan?

by | Sep 25, 2019 | Bad Credit Borrowing, Bankruptcy Loans, Borrow with Your Car, Borrow With Your Home, Car Title Loans, Consolidating Debt, Equity Loans, Getting a Loan with Bad Credit, Home Equity Loan, Home Equity Personal Loan, Personal Loan, Personal Loan Financing, Proposal Loans, Prudent Financial, Undischarged Bankruptcy Loan, Unsecured Home Loan

What exactly is an equity loan? You may have heard the term before, but we’re here to clear up any confusion. At its core, an equity loan means borrowing based on an asset that already own. One example is a home equity loan. When you take out a home equity personal...
Bruised Credit vs. Bad Credit vs. Obliterated Credit

Bruised Credit vs. Bad Credit vs. Obliterated Credit

by | Aug 28, 2019 | Bad Credit Borrowing, Credit Rebuilding, Credit Repair in Canada, Credit Reporting, Getting a Loan with Bad Credit, How to Rebuild Credit, Loan with Bad Credit, Prudent Financial, Rebuilding Credit

What is the difference between bruised credit, bad credit, and obliterated credit? We’re here to answer the question! To first understand that, let’s first define what is bad credit. In Canada, your credit score can range between 300 and 900, with 300 being the lowest...
Steps to Getting a Car Loan When You Have Bad Credit

Steps to Getting a Car Loan When You Have Bad Credit

by | Jul 3, 2019 | Bad Credit Borrowing, Buying a Car, Car Loan Borrowing, Getting a Loan with Bad Credit, How to Get Approved For a Loan, Loan with Bad Credit, Prudent Financial, Prudent Value Cars, Used Car Financing

Car loan financing can get expensive quickly even when you have good credit — and even more so when you have bruised or bad credit. Luckily, there are steps you can take to find an affordable car loan with bad credit. The key is being prepared. Step 1: Secure Your...
Bad Credit Car Loans – What You Need to Know

Bad Credit Car Loans – What You Need to Know

by | Apr 17, 2019 | Bad Credit Borrowing, Borrow with Your Car, Car Loan Borrowing, Car Title Loan, Car Title Loans, Getting a Loan with Bad Credit, How to Get Approved For a Loan, Identifying Fraud, Loan After Bad Credit, Prudent Financial, Prudent Value Cars, Used Car Financing

If you have bad credit and need a vehicle, you might be eligible for a bad credit car loan – but you also need to beware. While there are legitimate car loans for people with bad credit available, not all lenders are the same. You need to watch for red flags, inflated...
ABCs of Credit – Do You Actually Have Good Credit?

ABCs of Credit – Do You Actually Have Good Credit?

by | Apr 3, 2019 | Bad Credit Borrowing, Credit After Bankruptcy, Credit Rebuilding, Credit Repair in Canada, Getting a Loan with Bad Credit, How to Rebuild Credit, Prudent Financial, Rebuilding Credit

Do you have good credit? The answer may not be as simple as you think. Good credit is not: Tons of debt.Credit cards close to, at, or over the limit. Late payments can last for six years on your credit report. So do collection items, even if you pay them off. Good...