by Prudent Financial Services | Sep 26, 2018 | Consolidating Debt, Home Equity Financing, Home Equity Loan, Mortgage Refinancing
It’s tough when you have a ton of equity in your home that you can’t use. This happens often when people who have parents or spouses with separate finances on the property title. You don’t necessarily want to share every little bit of your financial business and you...
by Prudent Financial Services | Sep 19, 2018 | Bankruptcy in Canada, Bankruptcy Loans, Home Equity Financing, Mortgage Financing, Mortgage Refinancing, Undischarged Bankruptcy Loan
We are frequently asked this question: can I refinance my house after filing for bankruptcy or filing for a consumer proposal? Often, consumers are told by banks and other financial institutions that they can’t borrow money while in an undischarged bankruptcy or in a...
by Prudent Financial Services | Sep 12, 2018 | Home Equity Loan, Mortgage Refinancing, Prudent Mortgage Corp, Second Mortgage
A Prudent Mortgage Corp. second mortgage is one of the best deals you’ll find. Borrow up to 80% of your home’s value. We offer reasonable second mortgage rates and interest rates and we always assess you based on your merits. Consumer proposal okay! Bad credit okay!...
by Prudent Financial Services | Jun 20, 2018 | Home Equity Loan, Mortgage Refinancing, Prudent Mortgage Corp
If you’ve been fortunate enough to lock into a low first mortgage rate, then you probably don’t want to lose it. Especially as Canadian interest rates increase, you’ll want to do what you can to keep your first mortgage rate as low as possible. However, if you were...
by Prudent Financial Services | May 9, 2018 | Debt Consolidation, Mortgage Refinancing
With Canadian interest rates rising and household debt levels at a record high, many people are looking at debt consolidation options. And one of the most popular is refinancing a first mortgage. If you’re considering consolidating debt, is a mortgage refinancing the...
by Prudent Financial Services | Jan 10, 2018 | Consolidating Debt, Mortgage Refinancing
It’s no secret that Canada’s real estate market has been going through changes. With increased Bank of Canada interest rates, new Canadian mortgage rules, and Canadian household debt higher than ever, there’s a lot of uncertainty in the air. It can be tough as a...
