by Prudent Financial Services | Nov 20, 2019 | Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Mortgage Refinancing, Prudent Financial, Prudent Mortgage Corp
Should you sell to a cash house buyer? If you want to know how to sell a house fast, you might have come across the term. But do you know exactly what it means – and what the pros and cons of using a cash house buyer are for your finances? That’s what we’re here to...
by Prudent Financial Services | Aug 7, 2019 | Canadian Interest Rate, Mortgage Financing, Mortgage Interest Rate, Mortgage Refinancing, Mortgage Renewal, Prudent Financial, Prudent Mortgage Corp
Are you planning to renew your mortgage soon? If so, you could be in for sticker shock. Economists estimate about 24.1% of mortgages will renew in 2020, and 26.8% in 2021. Since 2017, we have seen interest rates rise significantly, going from 0.5% to 1.75%. If you...
by Prudent Financial Services | Apr 10, 2019 | Bad Credit Mortgage, Borrow With Your Home, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Mortgage Financing, Mortgage Refinancing, Prudent Financial, Prudent Mortgage Corp, Second Mortgage
Thinking about applying for mortgage refinancing? It can be a great way to: Consolidate debtFund a home renovationPay for a big event, like a weddingCover education costsAnd more. But if you’re looking into mortgage refinancing, you’ll need to decide where to secure...
by Prudent Financial Services | Jan 16, 2019 | Bad Credit Borrowing, Bad Credit Mortgage, Getting a Loan with Bad Credit, How to Get Approved For a Loan, Loan After Bad Credit, Loan with Bad Credit, Mortgage Financing, Mortgage Refinancing, Payday Loans, Personal Loan, Personal Loan Financing
If you have bruised credit and are looking for financing, you may be considering a bad credit loan. But if this is the case, you need to pay special attention to the types of loans available. Some aren’t as good as they appear to be. A bad loan can: Leave you in debt....
by Prudent Financial Services | Dec 19, 2018 | Borrow With Your Home, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Mortgage Financing, Mortgage Refinancing, New Mortgage Rules, Unsecured Home Loan
With interest rates on the rise, high credit card debt can be even more expensive to pay it off. If you have home equity available, you might want to use some of it to pay down your bills, but what if there are other people on title? You might: Have other people on...
by Prudent Financial Services | Nov 7, 2018 | Bank of Canada Interest Rate, Canadian Interest Rate, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Interest Rates, Mortgage Closing Costs, Mortgage Financing, Mortgage Refinancing, New Mortgage Rules
If you are in a 5-year fixed mortgage, it’s possible that you are up for renewal this year or in the very near future. Nearly 50% of Canadian homeowners will be renewing their mortgage between 2018 and 2020. If you are in this boat, there are several things you’ll...
