by Prudent Financial Services | Apr 3, 2019 | Bad Credit Borrowing, Credit After Bankruptcy, Credit Rebuilding, Credit Repair in Canada, Getting a Loan with Bad Credit, How to Rebuild Credit, Prudent Financial, Rebuilding Credit
Do you have good credit? The answer may not be as simple as you think. Good credit is not: Tons of debt.Credit cards close to, at, or over the limit. Late payments can last for six years on your credit report. So do collection items, even if you pay them off. Good...
by Prudent Financial Services | Mar 27, 2019 | Bad Credit Borrowing, Consumer Proposal, consumer Proposal in Ontario, Credit Rebuilding, Credit Repair in Canada, Proposal Loans, Prudent Financial, Rebounding After a Consumer Proposal, Rebuilding Credit
There are many misconceptions out there about consumer proposal credit. One we hear often is that if you’ve filed for, or are in, a consumer proposal, you have to wait until you’re discharged to start rebuilding credit. To put it simply – this isn’t true! A personal...
by Prudent Financial Services | Feb 6, 2019 | Bankruptcy in Canada, Bankruptcy Loans, Credit After Bankruptcy, Filed for Bankruptcy, Filing for Bankruptcy in Canada, Rebuilding Credit, Secured Credit Card, Secured Credit Card to Rebuild Credit, Undischarged Bankruptcy Loan
Filing for bankruptcy can give you a clean financial slate by erasing debt, but it also leaves you with the worry of never having decent credit again. Fortunately, this doesn’t have to be the case. While an R9 score remains on your credit report for seven years after...
by Prudent Financial Services | Aug 15, 2018 | Rebuilding Credit, Secured Credit Card, Secured Credit Card to Rebuild Credit
A secured credit card is one of the best ways to rebuild your credit. While credit cards have their dangers, like racking up a big limit with no way to repay it, they are also essential for many things in our society: You need a credit card to book reservations. Comes...
by Prudent Financial Services | Jul 25, 2018 | Fixing Your Credit, Getting a Loan with Bad Credit, Rebuilding Credit
How to Get a Loan with Bad Credit When you have bruised or bad credit, it can seem nearly impossible to get a loan from the bank. But if you want to learn how to get a loan with bad credit, we can help you understand what steps you need to take — plus help you fix...
by Prudent Financial Services | Jan 4, 2018 | Bad Credit Borrowing, Rebuilding Credit
Unfortunately, the old saying can be true — it’s a dog eat dog world out there. And that can be made even more apparent if you’re seeking bad credit loans. When you have bad credit, you are more vulnerable. Less people want to loan to you, so the people who will do so...