Holiday Budgeting Guide

Holiday budgeting 101 Know your expenses. The Holiday shopping guide The average Canadian is expected to spend between $1200 and $1800 this holiday season. This includes gifts, travel, decorations and entertainment for the holiday season. Those holiday costs can certainly add up and put a strain on your budget. The good news is that you…

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Where to Cut Costs To Save Money Before the Holiday Season

Where to Cut Costs To Save Money? There’s only a month to go before the holiday season kicks in. We know that this time of year can be a strain on finances, but it doesn’t have to be. If you start saving now, you’ll have a jump start for the holiday season! You’ll have more…

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Home Equity Loan or Second Mortgage: How does it work? Part 1

Home equity loan or second mortgage ? which one is a better option for you?   Need some money? Make you home to work for you in times of need. There are many options of borrowing against your home. However, what suits your financial situation and need? In this video Prudent will try to differentiate between…

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Avoid identity theft in Canada Part 2

How to avoid identity theft in Canada ? Part 2 Awareness is the first step to fight cyber crime. Share this video to inform your friends and family. Learn to how to avoid identity theft in Canada. This the second part of this popular video series. Identity theft can destroy the future lives of innocent…

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Avoid identity theft in Canada – don’t be a victim! Part1

 How to avoid identity theft in Canada Part 1 Don’t be a victim of cyber crime as it can ruin your financial status, credit score– even affect your personal life. Stay alert and protect your identity by following these simple rules. Learn how to avoid identity theft in Canada. This video talks about cyber crimes…

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What Is A Bad Credit Loan? How does it work?

Do you need a bad credit loan? If you are looking for a loan but the bank says no, getting a bad credit loan can be an option. However, this may not mean that you have bad credit. Bad credit can affect you in many ways. If you were bankrupt, or in a proposal in past…

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Small Balance On Your Credit Card Will Affect Your Credit!

Small balance on your credit card can ruin your credit score! Don’t ignore small balances on your credit cards! You may procrastinate to pay off the small balance (it may be as low as 10 cents) , but it’s never a good idea. Sometimes you may receive credit card statement with outstanding balance showing in…

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