Archive for 2017
So, You Filed for Personal Bankruptcy in Canada – Now What?
If you’ve filed for personal bankruptcy in Canada, you’re not alone. Thousands of Canadians have done the same. In 2016, 66,256 personal bankruptcies were declared in Canada. Of those, about 25,000 were filed in Quebec and roughly 17,500 in Ontario. In addition, 63,471 consumer proposals were received in the same year. The total number of…
Read MoreHappy Holidays from Prudent Financial Services
Happy Holidays from the Prudent Financial Services family! We wish you and yours all the best this holiday season and a prosperous New Year. See you in 2018!
Read MoreWinter Car Maintenance: Get Your Car Snow Ready in 1-2-3
Getting your car snow ready can seem to take as long as winter itself. But winter car maintenance really doesn’t need to be a hassle — and keeping on top of it will help save you money and reduce debt in the long run. Here are the top winter car maintenance tips you need to…
Read MoreMortgage Refinancing in Canada – is it Literally Now or Never?
There’s no question about it — Canadian homeowners are living with a lot of uncertainty. New Canadian mortgage rules and interest rate increases are coming fast and furious from government officials, which begs the question for those who own their home: is it time to refinance? There are several reasons you might consider mortgage refinancing…
Read MoreDebt Freedom: How to Cover Holiday Financial Shortfalls
The holidays are a time for celebration — time with family and friends, great food, wonderful presents… But the gifts, the grub, and the travel aren’t free and what starts out as fun can often turn scary once the harsh reality of post-holiday bills arrive. What if you could stop that from happening? What if…
Read MoreLunch Money: Tips to Save Money on Lunch
Most of us do it; forego the task of preparing our lunches and instead opt to buy something from the cafeteria or the local deli. Sure, these lunches may taste great, and be very convenient, but how much are they costing you? Whatever your excuse for not making and taking a lunch everyday, stop making…
Read MoreFrugal Festivities: Budget-Friendly Holiday Spending Tips
With the holidays right around the corner, many Canadians are already planning out their schedules, getting their party outfits together, even buying gifts. Some may already be completely finished their shopping (way to go!). For many, the holiday season is one to look forward to, but if your finances are strained, it can also mean…
Read MoreRemembrance Day: Remember, Today, and Every Day
Remembrance Day: Remember, Today, and Every Day This weekend, we take a moment to remember those who fought, and continue to fight, bravely to defend all that we hold dear. Those who sacrificed their lives, pushed courageously forward to defend us, and saved lives. Today, and every day, we remember, and say thank you.
Read MorePositive Customer Reviews Rolling In for Prudent Financial Services
Prudent Financial Services is known for its outstanding customer service and products — but don’t just take our word for it. See what some very satisfied clients had to say on the Prudent Financial Services’ Facebook page. Gord Tuinstra writes, “Treated fairly. Great team they have. This the third car I have bought from them.…
Read MoreBorrowing Money When You Have Bad Credit
Money makes the world go round. These days, there is much truth in that statement. For those with good credit, when you’re looking to borrow money, it often means simply heading to the bank, filling out a few forms, and waiting on a financial assessment. Not such a terrible prospect. However, for those with bad…
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