Posts by admin
Financial Counselling in the GTA: When it Might be Time to See a Professional
Canadian consumer debt is a growing issue, and many individuals struggle on a daily basis to keep up with their bills and debts. When debt builds up to a point where you are losing sleep, it may be time to get some financial counselling. Finances can be tough and debt is often very overwhelming. It…
Read MoreBad Credit Car Loans: Don’t Fall Down the Rabbit Hole
When your car is on the fast-track to the wreckers, but you have bad credit, you may just be biding your time until public transportation is your only option. Many assume that bad credit car loans are either so problematic rate-wise or that they simply don’t exist, and so many Canadians think that, when in…
Read MoreRebuilding Credit Tips: How Long Does Past Bad Credit Stay on Your Credit Report?
When you’ve struggled to make ends meet, made less than the minimum payments (or no payments at all) on your bills, or had to choose which bills to cover and which to leave for the next month, your credit report is probably feeling the impacts right now. Your credit is based on current and past…
Read MoreVacation Financing Tips for Your Summer Holiday
It is April already and that means many of us are looking forward to the summer months and getting away from the city. Perhaps you have plans to rent a cottage for a week and spend the days out on the water. Maybe a trip touring Europe is more your style. Whatever your plans, we’ve…
Read MoreGas Prices Increasing in the GTA: Tips to Save Money on Gas
With gas prices increasing all the time, it is easy to cast aside those costs as mere necessity. However, every time you fill up, that is money drained from your account. Even though we may need that gas to get from point A to point B, perhaps on a daily basis, that doesn’t mean there…
Read MoreMortgage Refinancing in the GTA: How to Obtain a Mortgage Without Getting Your Spouse Involved
When you’re in debt, finding a viable solution requires looking at the various options available to you. If you own your own home, accessing equity may be one of the best. Often leveraging home equity to resolve financial challenges is a big money saver. When this happens, however, sometimes it can be a pain to…
Read MoreUnderstanding Bad Credit Loans in 1-2-3
When you’re struggling with debt, finding a light at the end of the tunnel can be tough. The stress caused by bills or collection calls can lead to sleepless nights, and the thought of obtaining any kind of financing can be overwhelming. According to an annual CIBC survey, 28% of Canadians planned on making paying…
Read More2017 Tax Deadline is Approaching – Have a Plan for Dealing with Your Tax Debt
We are officially into March now, and that means that the dreaded 2017 tax deadline is fast approaching. April 30th always seems to sneak up on us, and even if your tax filing is easy, that deadline always seems to arrive far sooner than planned. This is even more true if you know that a…
Read MoreWill I Lose My Car in Bankruptcy?
Often, when finances become strained to the point of no return, bankruptcy is a viable option to help relieve stress and clear up a mountain of debt. That being said, bankruptcy requires careful consideration and asking some important questions is critical. One such question is ‘will I lose my car in bankruptcy?’ This week, we…
Read MoreCredit Repair in Canada: What to Do When Your Credit is Beyond Repairing
When you’re stressed about debt, concerned about making your monthly payments, or dreading each and every phone call, it is time to start thinking about getting things fixed up. However, credit repair in Canada can be somewhat confusing, so today we’re hoping to clear some of that confusion up. Part of dealing with bad credit…
Read More