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Credit Repair in Canada: What to Do When Your Credit is Beyond Repairing
When you’re stressed about debt, concerned about making your monthly payments, or dreading each and every phone call, it is time to start thinking about getting things fixed up. However, credit repair in Canada can be somewhat confusing, so today we’re hoping to clear some of that confusion up. Part of dealing with bad credit…
Read MoreFix it or Ditch it? Should You Repair or Replace if Your Vehicle is Having Problems
When you rely on your vehicle for everyday use – whether to get to work, to get the kids to school, or to get that weekly list of chores completed, you may take advantage of being able to head out to the driveway, hop in and head off down the road. However, when your vehicle…
Read MoreValentine Budgeting Tips – Romance Your Valentine in the GTA on a Budget
You’re probably thinking about all of the ways that you can show your significant other how much you care about them: candies, flowers, jewelry, etc. This Valentine’s Day, forget about the big spending – money can’t buy love after all. We’ve got the Valentine budgeting tips to help make this year a little less heartbreaking…
Read MoreTips for Choosing a Used Car Dealer in 1-2-3
Thinking about buying a new-to-you car? Here are some tips to help you get started! Tips for choosing a used car dealer in 1-2-3 Look for an established dealer with a physical location. This goes without saying. If the dealer is located online only, you don’t have much in the way of options as far…
Read MoreRebuilding Good Credit: Dos and Don’ts
Once you’ve travelled down the path of credit concern – are missing payments, are at or over your limits, are getting collections calls, or have filed a consumer proposal or bankruptcy, you may be thinking that there really is no way to get back. That isn’t the case. Even when it seems as though your…
Read MoreCheap and Free Winter Activities in the GTA
We are well into the winter season now, and with the holidays behind us, many of us are looking for cheap and free winter activities to keep the winter blues at bay without breaking the bank. Here is a list of our favourites. Cheap and Free Winter Activities in the GTA Free ice-skating is always…
Read MoreHow to Obtain a Loan After Bankruptcy
You’ve filed for bankruptcy. The debts are covered and you’re set with your monthly payment. You’re finally on a much less stressful path to re-establishing your financial security. Now what? After bankruptcy, the first thing you want to look at is rebuilding your credit – this is often the main reason people look for a…
Read MoreConsolidating Debt – Start the New Year on a Fresh Financial Footing
It is normal over the holiday season, both during and afterwards, to need some help with financing. The holidays are expensive with all of the family functions and gifts, and your bank account can take a beating. After the holidays, many are left with credit card balances and even payday loans. If this year was…
Read MoreSmart Money: Finance Your Car in the Same Place You Buy
Buying a car can be exciting. Such a purchase is often as emotional as it is financial or practical, and the thought of zipping around in a new ride usually brings a smile to your face. That is, if you’re sitting pretty as far as your credit and thus don’t anticipate any problems obtaining financing.…
Read MoreHappy Holidays from Prudent Financial
May the holiday season bring you joy and happiness, health and prosperity, love and laughter! From the entire team at Prudent Financial, we wish you all the best this holiday season and a very happy New Year!
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