Posts by admin
Tips for Choosing a Used Car Dealer in 1-2-3
Thinking about buying a new-to-you car? Here are some tips to help you get started! Tips for choosing a used car dealer in 1-2-3 Look for an established dealer with a physical location. This goes without saying. If the dealer is located online only, you don’t have much in the way of options as far…
Read MoreRebuilding Good Credit: Dos and Don’ts
Once you’ve travelled down the path of credit concern – are missing payments, are at or over your limits, are getting collections calls, or have filed a consumer proposal or bankruptcy, you may be thinking that there really is no way to get back. That isn’t the case. Even when it seems as though your…
Read MoreCheap and Free Winter Activities in the GTA
We are well into the winter season now, and with the holidays behind us, many of us are looking for cheap and free winter activities to keep the winter blues at bay without breaking the bank. Here is a list of our favourites. Cheap and Free Winter Activities in the GTA Free ice-skating is always…
Read MoreHow to Obtain a Loan After Bankruptcy
You’ve filed for bankruptcy. The debts are covered and you’re set with your monthly payment. You’re finally on a much less stressful path to re-establishing your financial security. Now what? After bankruptcy, the first thing you want to look at is rebuilding your credit – this is often the main reason people look for a…
Read MoreConsolidating Debt – Start the New Year on a Fresh Financial Footing
It is normal over the holiday season, both during and afterwards, to need some help with financing. The holidays are expensive with all of the family functions and gifts, and your bank account can take a beating. After the holidays, many are left with credit card balances and even payday loans. If this year was…
Read MoreSmart Money: Finance Your Car in the Same Place You Buy
Buying a car can be exciting. Such a purchase is often as emotional as it is financial or practical, and the thought of zipping around in a new ride usually brings a smile to your face. That is, if you’re sitting pretty as far as your credit and thus don’t anticipate any problems obtaining financing.…
Read MoreHappy Holidays from Prudent Financial
May the holiday season bring you joy and happiness, health and prosperity, love and laughter! From the entire team at Prudent Financial, we wish you all the best this holiday season and a very happy New Year!
Read MoreRebuilding Credit to Buy a House After Bankruptcy
When you claim bankruptcy, your credit takes a nosedive. This is just a simple, albeit very hard, truth. Since your credit represents your level of risk to lenders, an R9 rating on your credit report (the rating given if bankruptcy is filed) signals to lenders that you are high risk. This can make it very…
Read MoreBad Credit Loans: What to Look for in a Lender
When you’ve got great credit and go for a loan, obtaining approval is usually pretty easy. Since your credit is what represents your level of risk to lenders, when you have great credit behaviour, you represent a low risk. However, if you’re sitting with less than stellar credit, you represent far greater risk to a…
Read MoreThe Best Time to Buy a Car – Winter!
When the weather turns and the snow starts to fly, the last thing you’re probably thinking about doing is heading out to shop for a new car. However, if your vehicle has seen better days, it pays to shop now. Winter is the best time to buy a car. The best reason: Dealers are often…
Read More