Attention! Prudent Financial never solicits business by text message. We have unfortunately been a victim of phishing campaign currently underway. You may have received a text soliciting loans from an individual claiming to be Prudent Financial. This person is in no way affiliated with us. We are currently investigating and have contacted the appropriate authorities.
We apologize for any inconvenience this may have caused you and thank you for your patience.
FSCO Lic. #12059)
Minimum and Max period for a Prudent loan repayment is 6 - 48 months.
Maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year - up to 45.99% maximum (effective rate will vary).
A representative example of a Prudent loan – How is it broken down with all applicable fees
A typical $1,000.00 loan, paid off over a 12 month period borrows an amount of $1,020.00 which includes the $20 credit application fee. Total cost is $231.94. Payment is $104.33. This does not include optional life insurance.
*Rates vary according to credit risks but at all times compliant with all applicable legislation and
In some situations some security may be required.
Approval times are based on optimal situation – customer has all documents and extensive verification is not required.
Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.