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Archive for the How to Rebuild Credit Category

Credit Repair 101 – How the Credit You Choose Impacts Rebuilding Your Credit

Credit Repair 101 – How the Credit You Choose Impacts Rebuilding Your Credit

Your credit score is affected by many things, but did you know that the type of credit you choose actually plays a factor? Many people approach credit repair by choosing a credit product and paying that credit off on time and in full. While this is a…

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ABCs of Credit – Do You Actually Have Good Credit?

ABCs of Credit – Do You Actually Have Good Credit?

Do you have good credit? The answer may not be as simple as you think. Good credit is not: Tons of debt. Credit cards close to, at, or over the limit. Late payments can last for six years on your credit report. So do collection items, even…

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How to Set Financial Goals That Get Real Results

How to Set Financial Goals That Get Real Results

Do you have financial goals? If you’re like the majority of Canadians, we’re guessing yes! But often the challenge with goals isn’t making them – it’s finding a way to execute them and stick with them when life gets in the way. We recently came across this…

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Getting Back to Basics – New Year’s Credit Rebuilding Resolutions

Getting Back to Basics – New Year’s Credit Rebuilding Resolutions

The new year is just days away. Have you considered a credit rebuilding resolution? New Year’s resolutions can get a bad rap at times. We read a lot in the news about how they are difficult to stick with and how most people abandon theirs by the…

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Understanding Bad Credit Loans in 1-2-3

Understanding Bad Credit Loans in 1-2-3

When you’re struggling with debt, finding a light at the end of the tunnel can be tough. The stress caused by bills or collection calls can lead to sleepless nights, and the thought of obtaining any kind of financing can be overwhelming. According to an annual CIBC…

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Rebuilding Credit After Bad Credit Behaviour in 1-2-3

Rebuilding Credit After Bad Credit Behaviour in 1-2-3

Many of us have been there – money is tight and it is the credit cards that bring up the slack. Or, perhaps the loss of a job or income meant some bills went unpaid one month, then the time playing catch-up just meant more and more…

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Smart Money Club: How to Rebuild Credit Quickly

Smart Money Club: How to Rebuild Credit Quickly

If you are finding it hard to obtain credit products or are worried that your credit report and credit score may not be up to par, you may be wondering what you can do to make things better. If you’re wondering how to rebuild your credit quickly,…

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Post-Bankruptcy Holiday: How to Rebuild Your Credit After Bankruptcy

Post-Bankruptcy Holiday: How to Rebuild Your Credit After Bankruptcy

When finances are strained, and collectors are knocking at your door, it can be really tough to know where to turn. When finances reach a boiling point, your only option may seem to be seeking outside help in the form of bankruptcy. Perhaps you’ve filed for bankruptcy…

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How to Financially Recover After Filing for Bankruptcy in Canada

How to Financially Recover After Filing for Bankruptcy in Canada

For a number of reasons, filing for bankruptcy in Canada has become a popular debt relief option over the last few years. It is true, bankruptcy does hurt credit but it is often the most viable option for many who can’t pay debts that have become too…

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How to Rebuild Credit in 1-2-3

How to Rebuild Credit in 1-2-3

When debt starts to pile up, many of us assume that, with time, we will eventually get things straightened back out. Then a holiday hits, or an unforeseen car repair, or a vacation splurge. Again we turn to those credit cards to get us out of a…

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