by Prudent Financial Services | Feb 26, 2020 | Bad Credit Borrowing, Borrow with Your Car, Borrow With Your Home, Car Title Loan, Car Title Loans, Equity Loans, Getting a Loan with Bad Credit, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Personal Loan, Personal Loan Financing, Prudent Financial, Self Employed Loan
Equity lending is changing the borrowing game — and for a good reason! It’s a non-judgmental form of lending that depends on security, not your past. While other lenders require a good credit score, provable income, a strong loan-to-value (LTV) ratio, and more, equity...
by Prudent Financial Services | Feb 19, 2020 | Bad Credit Borrowing, Payday Loan Interest, Payday Loans, Personal Loan, Personal Loan Financing, Prudent Financial
The City of Toronto is no longer handing out licenses to payday lenders. In October of 2019, the City of Toronto council voted unanimously to stop issuing licenses to payday loan outlets. Councillors said the payday lenders are “predatory” toward low-income residents....
by Prudent Financial Services | Feb 5, 2020 | Prudent Financial, Prudent Mortgage Corp
TORONTO, ON — Prudent Financial is pleased to announce a division created exclusively to serve mortgage agents and brokers. Prudent is a sub-prime equity lender that has offered subprime loans and mortgages to the consumer public since 1983. Prudent’s new division,...
by Prudent Financial Services | Jan 29, 2020 | Consumer Debt, Credit Card Debt, Debt Management, Financial Counselling, Financial Problems, Getting Out of Debt, Loan with Bad Credit, Prudent Financial
It’s Bell Let’s Talk Day – a day that creates awareness around mental health initiatives. This topic is so important, particularly when it comes to finances, as money problems and mental health are often interconnected. Debt frequently triggers stress, which can...
by Prudent Financial Services | Jan 15, 2020 | Consolidating Debt, Consolidating Payday Loans, Debt Consolidation, Payday Loans, Personal Loan, Personal Loan Financing, Prudent Financial
Q: What’s the best approach to payday loans? A: Consolidate them and never look back! Payday loans often seem like a good idea at first. If you need cash fast, they meet that immediate need. But the long-term consequences are not nearly as effective… When you go to a...
by Prudent Financial Services | Dec 30, 2019 | Credit Rebuilding, Credit Repair in Canada, Financial Planning, Fixing Your Credit, How to Rebuild Credit, Prudent Financial, Rebuilding Credit
The New Year is upon us – do you know what your New Year’s Resolution is yet? Whether you have an idea or not, we’d like to make a suggestion: how about rebuilding credit as your resolution? Many times people resolve to balance their budget, pay down credit cards, or...