Archive for February 2019

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Check Out the Prudent Financial CP24 Commercials: Personal Loans in Toronto and the GTA!

On February 14, 2019 / Bankruptcy Loans, Home Equity Loan, Personal Loan, Personal Loan Financing, Prudent Financial / Comments Off

If you live in the GTA, you might have seen Prudent Financial on a TV near you! CP24 has been airing three commercials for our Toronto lending services. We can help with personal loans and more in the GTA and beyond. Borrow up to $30,000 when you…

Common Cold Weather Car Problems: Frozen Car Battery and More… Explore Your Options

On February 13, 2019 / Best Winter Cars, Borrow with Your Car, Buy a New Vehicle, Buying a Car, Buying a Used Car in Ontario, Financing a Car, Prudent Value Cars, Repair or Replace, Used Car Buying Tips, Used Car Financing, Winter Car Maintenance, Winterize your Vehicle / Comments Off

Car won’t start, dead battery, frozen fuel lines, broken wipers, and more… Cold weather car problems can cost you a lot, both in time and money. With the temperatures we’ve been having this winter, car problems have abounded. And it’s not over yet. The Old Farmers’ Almanac…

You Can Start Rebuilding Credit the Day After Filing for Bankruptcy – Here’s How!

On February 6, 2019 / Bankruptcy in Canada, Bankruptcy Loans, Credit After Bankruptcy, Filed for Bankruptcy, Filing for Bankruptcy in Canada, Rebuilding Credit, Secured Credit Card, Secured Credit Card to Rebuild Credit, Undischarged Bankruptcy Loan / Comments Off

Filing for bankruptcy can give you a clean financial slate by erasing debt, but it also leaves you with the worry of never having decent credit again. Fortunately, this doesn’t have to be the case. While an R9 score remains on your credit report for seven years…

Twitter

It’s not too late to start your emergency winter car kit. @SAVECA has great tips on what to include. #WinterDriving… https://t.co/yQsf5a5jlU about 6 hours ago

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Prudent Financial Services

Business Hours

Monday to Friday
9am - 5pm

Saturday
9am - 1pm

Sunday
CLOSED

Serving the GTA since 1984

Toronto
Etobicoke
Scarborough
Mississauga
North York
Brampton
Ajax
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Burlington
Hamilton
Whitby
Pickering
Kitchener
London
Markham
Oakville

The Fineprint

Here is the fine print for your Prudent loan.

Min and Max period for a Prudent loan repayment

Answer: 1-5 years

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

Answer: 5.75% plus annual fee (ranges from 10% -19%) APR* – 15.75% – 24.75% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

In some situations some security may be required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.