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Winter Car Maintenance: Get Your Car Snow Ready in 1-2-3
Getting your car snow ready can seem to take as long as winter itself. But winter car maintenance really doesn’t need to be a hassle — and keeping on top of it will help save you money and reduce debt in the long run. Here are the top winter car maintenance tips you need to…
Read MoreMortgage Refinancing in Canada – is it Literally Now or Never?
There’s no question about it — Canadian homeowners are living with a lot of uncertainty. New Canadian mortgage rules and interest rate increases are coming fast and furious from government officials, which begs the question for those who own their home: is it time to refinance? There are several reasons you might consider mortgage refinancing…
Read MoreDebt Freedom: How to Cover Holiday Financial Shortfalls
The holidays are a time for celebration — time with family and friends, great food, wonderful presents… But the gifts, the grub, and the travel aren’t free and what starts out as fun can often turn scary once the harsh reality of post-holiday bills arrive. What if you could stop that from happening? What if…
Read MoreLunch Money: Tips to Save Money on Lunch
Most of us do it; forego the task of preparing our lunches and instead opt to buy something from the cafeteria or the local deli. Sure, these lunches may taste great, and be very convenient, but how much are they costing you? Whatever your excuse for not making and taking a lunch everyday, stop making…
Read MoreFrugal Festivities: Budget-Friendly Holiday Spending Tips
With the holidays right around the corner, many Canadians are already planning out their schedules, getting their party outfits together, even buying gifts. Some may already be completely finished their shopping (way to go!). For many, the holiday season is one to look forward to, but if your finances are strained, it can also mean…
Read MoreRemembrance Day: Remember, Today, and Every Day
Remembrance Day: Remember, Today, and Every Day This weekend, we take a moment to remember those who fought, and continue to fight, bravely to defend all that we hold dear. Those who sacrificed their lives, pushed courageously forward to defend us, and saved lives. Today, and every day, we remember, and say thank you.
Read MorePositive Customer Reviews Rolling In for Prudent Financial Services
Prudent Financial Services is known for its outstanding customer service and products — but don’t just take our word for it. See what some very satisfied clients had to say on the Prudent Financial Services’ Facebook page. Gord Tuinstra writes, “Treated fairly. Great team they have. This the third car I have bought from them.…
Read MoreBorrowing Money When You Have Bad Credit
Money makes the world go round. These days, there is much truth in that statement. For those with good credit, when you’re looking to borrow money, it often means simply heading to the bank, filling out a few forms, and waiting on a financial assessment. Not such a terrible prospect. However, for those with bad…
Read MoreNew Mortgage Rules Making it Hard to Refinance – So Don’t!
Over the past few years, there have been several new mortgage rules that have made it hard for the average Canadian to not only get approved for a mortgage, but also harder for homeowners to refinance or take out second mortgages. Stress testing and new limits on refinancing have made it increasingly difficult to access…
Read MoreIs Your Vehicle Ready for Winter? A Checklist to Winterize Your Vehicle
Winter driving: we all dread it. The snow, the slush, the ice – none of these conditions make for a smooth, relaxing commute, and whether you drive 10 minutes or an hour to work, being winter ready is important. Winter driving can be a challenge, but being prepared for the cold weather and all it…
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