Will Filing a Consumer Proposal in Ontario Destroy My Credit?

Okay, you’ve found yourself in a bit of a financial pickle. Monthly bill payments are piling up and you can’t seem to pay each one, on time. Perhaps you are hoping that things will just work out, or maybe you’re realizing that you need a little extra help. Maybe that extra help is a consumer…

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The Inside Scoop on Declaring Bankruptcy in Canada

When you are struggling to make ends meet, can’t make regular bill payments, or are opting to pay one bill over another just to get by, it may be time to consider some options are far as getting out of debt. Bankruptcy has become a popular option for those Canadians who’ve found themselves in over…

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Getting Out of Debt in 1-2-3

We are officially into 2016 now, and that means that many of us are getting those New Year’s resolutions in place and prepping for the weeks and months ahead. If your resolution list included getting out of debt, we can help – it is as easy as 1-2-3! Step 1: Recognize that debt is an…

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Happy New Year!

Happy 2016 everyone! The Prudent family wishes you and yours a happy, healthy and prosperous New Year. May it bring joy, laughter, and many wonderful things! If it is time to get started on that New Year’s resolution to fix your finances, what better way to do it than with your car! Prudent Financial can…

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Smart Money Club Talks Types of Car Loan Financing

Get ready: January is the time for a fresh start – after all, it will be a New Year! For many, this means sprucing up the ride and getting a new car. A few weeks ago we talked about why winter is a great time to buy a new car, and this week we follow…

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Happy Holidays from Prudent

It is that time of year – time to celebrate with friends and family, enjoy some great food and have some fun. Time to relax and enjoy. Time to indulge and look back on what a great year 2015 was and make goals for the year ahead.

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How is Renting Furniture in Canada Different from Financing It?

Renting furniture in Canada has become a major trend. The option to pay monthly for furniture, rather than having to shell out the total price all at once leads many to believe that this is a great option. After all, why dip into your savings account when you can just pay for it on a…

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Celebrating Stress-Free: Emergency Christmas Money with a Secured Loan

It happens to everyone; the gifts, the party clothes, the dinners – these costs add up, and the holidays become a source of stress rather than a source of celebration. If you’re finding it hard to meet all your financial obligations this time of year, you might be considering some emergency holiday funding – and…

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